Income Over Speculation
We target companies with strong, growing dividends — not hot stocks or market trends.
Your portfolio is designed to pay you, not just grow on paper.
Portfolio Management
Your Portfolio Should Pay You Every Month
We build dividend-focused portfolios designed to generate consistent monthly income — so your wealth works as hard as you did.
Washington, DC(202) 800-0707
Phoenix, AZ(480) 598-9960
Our Investment Strategy
A Disciplined Strategy Built Around Income, Not Speculation
We reject market timing and chasing returns. Our three-step process targets a 12% total annual return through proven dividend-growth investing.
Washington, DC(202) 800-0707
Phoenix, AZ(480) 598-9960
Asset Protection
Protect What You've Built From Every Angle
Creditors, lawsuits, and unexpected events shouldn't threaten a lifetime of savings. We help you build legal firewalls that keep your wealth secure.
Washington, DC(202) 800-0707
Phoenix, AZ(480) 598-9960
Tax Planning
Your 1040 is Your Financial Mothership
Strategic tax planning can save you thousands annually. We help retirees and business owners reduce their tax burden through S-Corps, LLCs, and self-directed pension strategies.
Washington, DC(202) 800-0707
Phoenix, AZ(480) 598-9960
ProFocus Incorporated · Wealth Management
Financial Empowerment Begins With Reliable Cash Flow
The stock market should never be treated as a game of chance. Our primary mission is helping you build dependable streams of income so your lifestyle remains protected in any market environment.
Washington, DC(202) 800-0707
Phoenix, AZ(480) 598-9960
Your Legacy
Leave a Legacy That Lasts Generations
A properly structured Living Trust and Family Limited Partnership can pass your wealth to the next generation — while minimizing estate taxes and avoiding probate entirely.
Washington, DC(202) 800-0707
Phoenix, AZ(480) 598-9960
Our Investment Strategy
Portfolio Management
A Philosophy Built on Income, Discipline, and Transparency
We believe retirement should be funded by the portfolio you built — not by selling it off piece by piece. Our approach centers on generating reliable monthly income through dividend-focused investing.
Disciplined Process
Every investment decision follows our three-step Cash Cow process.
We screen for quality, yield, and growth potential before any position is taken.
Full Transparency
As a fiduciary, we are legally required to act in your best interest — always.
No hidden fees, no conflicts of interest, no surprises.
The Cash Cow Philosophy
Our proprietary Cash Cow strategy targets a 12% total annual return — split between capital appreciation and dividend income — so your portfolio grows while it pays you.
45%
Average Dividend Reinvestment Rate
Nearly half of all dividends are reinvested to compound growth over time.
Market
Index-Beating Total Returns
Our disciplined selection process targets returns that outpace broad market benchmarks.
~12%
Target Total Annual Return
A blend of dividend yield and capital appreciation designed to grow and pay you simultaneously.
Our Core Services
Portfolio Management
Dividend-focused portfolios built to generate consistent monthly income and long-term capital growth.
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Tax Planning
Strategic tax reduction through S-Corps, LLCs, self-directed pensions, and proactive planning.
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Asset Protection
Legal structures and strategies to shield your wealth from creditors, lawsuits, and unexpected events.
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Legacy Planning
Estate planning and wealth transfer strategies to protect and pass on what you've built.
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Ready to Build a Portfolio That Pays You Monthly?
Schedule a complimentary consultation with Michael M. Smith, CFP® and discover how the Cash Cow strategy can generate reliable monthly income from your retirement portfolio.