The stock market goes up (Bull) and goes down (Bear). It's a game and at times has the appearance of gambling. You invest to make money; therefore it's prudent to invest into companies that are earning money. As an investor, you are entitled to a proportionate share of the profits in the form of dividends. A stock that does not pay dividends is like an apple without its juices. Dividends are your reward for investing in a profitable company. The market can have you all over the place, just like the race between the tortoise and the hare. The rabbit was fast, but all over the place. The tortoise was slow and consistent, and he won the race with strength and stability. Our portfolio management style is based on consistency, stability and discipline.

Those are all essential ingredients to create a steady flow of income, and that's what investing should be all about: a stream of income to maintain your lifestyle. We realize all gains. We do not reinvest your dividends. We take them in cash and harvest them in money market funds. Client Form